function MM_findObj(n, d) { //v4.01
  var p,i,x;  if(!d) d=document; if((p=n.indexOf("?"))>0&&parent.frames.length) {
    d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);}
  if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i<d.forms.length;i++) x=d.forms[i][n];
  for(i=0;!x&&d.layers&&i<d.layers.length;i++) x=MM_findObj(n,d.layers[i].document);
  if(!x && d.getElementById) x=d.getElementById(n); return x;
}
function MM_swapImage() { //v3.0
  var i,j=0,x,a=MM_swapImage.arguments; document.MM_sr=new Array; for(i=0;i<(a.length-2);i+=3)
   if ((x=MM_findObj(a[i]))!=null){document.MM_sr[j++]=x; if(!x.oSrc) x.oSrc=x.src; x.src=a[i+2];}
}
function MM_swapImgRestore() { //v3.0
  var i,x,a=document.MM_sr; for(i=0;a&&i<a.length&&(x=a[i])&&x.oSrc;i++) x.src=x.oSrc;
}
//ROLLOVER NAV**************************************************

sfHover = function() {
	var sfEls = document.getElementById("nav").getElementsByTagName("LI");
	for (var i=0; i<sfEls.length; i++) {
		sfEls[i].onmouseover=function() {
			this.className+=" sfhover";
		}
		sfEls[i].onmouseout=function() {
			this.className=this.className.replace(new RegExp(" sfhover\\b"), "");
		}
	}
}
if (window.attachEvent) window.attachEvent("onload", sfHover);

//PRELOAD-IMAGES**************************************************

var myimages=new Array()
function preloadimages(){
for (i=0;i<preloadimages.arguments.length;i++){
myimages[i]=new Image()
myimages[i].src=preloadimages.arguments[i]
}
}
preloadimages("images/attorney_off.gif", "images/attorney_on.gif", "images/bankruptcy_off.gif", "images/bankruptcy_on.gif", 
"images/faqs_off.gif", "images/faqs_on.gif", "images/questionnaire_off.gif", "images/questionnaire_on.gif", "images/resources_off.gif", 
"images/resources_on.gif", "images/contact_off.gif", "images/contact_on.gif", "images/basics_off.gif", "images/basics_on.gif", 
"images/hear_off.gif", "images/hear_on.gif", "images/timeline_off.gif", "images/timeline_on.gif", "images/terms_off.gif", 
"images/terms_on.gif", "images/calculator_off.gif", "images/calculator_on.gif")

//FORM*************************************************************

function cf(obj){
	if(obj.value == obj.defaultValue) obj.value='';
}
function rf(obj){
	if(obj.value =='')obj.value=obj.defaultValue;
}